Ways to get Affordable Health Care Insurance

17% of all Americans don’t have any form of individual health insurance in Oregon. This is what the U.S Census Bureau says. Furthermore, a good number of those who have any form of coverage are able to afford it only because of group health plans.

However, the number of Americans without health policies may likely increase because most employers are beginning to find it too burdensome to provide their employees with health care benefits. This is partly due to the rising cost of health care.

This means that for most to have any form of health insurance, they’d have to fend for themselves. And, it will be a great help for such people if they can find such at an affordable rate. Hopefully, this article will show you a few time-tested ways to save…

1) How much are you willing to pay out of your pocket each time you visit a doctor? This amount which you contribute is called your co-pay. The higher it is, the lower your health care insurance rates will be. This is particularly recommended for those who rarely go to see a doctor.

2) Lose weight and you’ll enjoy more affordable rates. There’s something called Body Mass Index (BMI) which is used to determine a prospect’s rates. If your BMI rating is high, your rates will be high. That simply means that your weight is too much for your height. Do your best to shed excess weight as losing even a few pounds could put you in another BMI rating and result in lower rates.

3) You can reduce your costs by obtaining quotes from reputable quotes sites. You will need to invest only 15 minutes to get quotes from 3 quotes sites. Some folks present information that are not quite true about themselves. That is NOT smart. If you complete the process correctly all you’ll have to do then is simply choose what represents the most affordable health care insurance quote for you from the list of quotes received.